Navi Loan
Navi Loan
  • Easy to apply
  • Approval time
  • No hidden condition
  • Renewal rules
  • Service quality
  • Customer support
Contact information
Phone number: 1-855-832-7227
9:00 to 18:00

Navi loan in India is one of the popular home loans available in the country. People in India usually opt for this type of loan because it offers them the lowest rates of interest and allows them to make payments over a period of time. However, there are several things that you need to know before you apply for this loan. You should keep a few things in mind, such as the fees and documents you will need to provide. In addition, you should also consider a EMI calculator that can help you calculate how much you will have to pay each month.

Home loans

Home loans in India provide funds to buy a home. They can be used to construct a new home or renovate an existing one. There are many types of loans available.

The most common type of home loan is the Standard Home Loan. It is offered by public and private banks. Usually, the loan is repaid in instalments over a period of 30 years.

Floating rate loans allow borrowers to take advantage of lower interest rates. However, they can be affected by market circumstances.

In addition to a floating rate, you can also consider a fixed rate home loan. You can choose the bank that offers the lowest interest rate. Alternatively, you can switch lenders if you find better terms.

Generally, borrowers switch lenders when they are given an opportunity to take advantage of a lower rate. Changing to a different lender comes with costs, however. Among other things, you may need to pay a processing fee. These fees may vary from 0.25% to 1% of the loan amount.

If you have a good credit score, you can get a low interest rate. Moreover, you can also enjoy tax benefits on your loans.

To obtain a home loan, you need to submit the required documents. Lenders usually request for proof of your income, a clean title deed, and other property documentation. Once the process is completed, a representative from the bank will contact you for further formalities.

When you are applying for a home loan, you can do so online or offline. Most banks accept preliminary application forms online. For an offline application, you need to visit your local branch.

As far as the Navi EMI calculator is concerned, it enables you to determine your EMI with just a few inputs. It will provide a breakdown of your monthly repayment obligations, which will give you an idea of how your monthly budget will look.

Among other things, the EMI calculator of the Navi EMI calculator has an interesting gimmick. For example, it lets you increase the tenure of your loan and choose between different bank options.

Documents required

If you’re looking for a personal loan in India, you may want to consider Navi. It offers a digital personal loan that’s easy to apply for. With its app, you can choose the amount of money and repayment tenure you need. The lender will approve your application quickly.

Navi is a digital lending platform that’s based on behavioral economics, machine learning, and data science. Their personal loans offer a fast approval process and flexible repayment schedule.

Navi offers instant personal loans, home loans, and microloans. They also provide health insurance. You can download the Navi app to apply for any of these financial services.

To get a loan, you’ll need to fill out a few documents. This includes a selfie, Aadhaar, and bank account details. Your credit score will be a major factor in your eligibility.

The loan amount you qualify for will depend on your credit score, income, and the minimum loan limit. Navi’s app will allow you to apply for a personal loan in a few minutes.

While applying for a loan through the Navi app, you can choose the loan amount, tenure, and interest rate. The app also lets you compare EMIs so that you can make an informed decision.

Navi loans are available in many cities. They include Delhi NCR, Mumbai, Chennai, Hyderabad, Bengaluru, Davangere, and Gulbarga.

In addition to personal and business loans, Navi offers mutual funds, home and auto loans, and microloans. All of their products are designed to be accessible and simple.

Whether you need to fund an emergency, buy a car, or take a vacation, a personal loan can help. And the best part is, they’re quick and easy to obtain.

Interest rates

Navi Finserv provides a variety of financial services to its customers. One of its products is a home loan. The interest rate on this loan starts at 6.95%. It offers several exemptions and deductions.

You can apply for this loan by downloading the Navi app. You will need to provide certain documents. After that, the application process is easy. In ten minutes, you will receive credit to your bank account.

The loan amount you receive depends on your income. However, you can choose to borrow as much as you want. Whether you need to purchase a new car, upgrade your furniture, or simply pay off your debt, you can get a loan to meet your needs.

Navi also offers a health insurance product that can cover you up to Rs.1 crore. The process is simple and the paperwork is minimal. Using the Navi app, you can even buy insurance with a single click.

In addition to these services, Navi Finserv also offers loans against property. You can use the funds to make a down payment on your home or to fund your child’s education. These are all great reasons to choose this lender.

While applying for a loan with Navi, you can choose your desired tenure, EMI amount, and interest rate. They also offer a tool to help you find the right EMIs.

If you have any questions about your loan or any other financial issue, you can contact Navi customer care. Unlike other lenders, this company doesn’t charge additional fees if you have to pre-close or foreclose on your loan.

Navi offers a range of personal loans, including instant cash loans. This app has been designed to provide a fast, easy, and paperless process.


Navi Finserv offers personal loans to its customers. The interest rates are based on the repayment capacity and credit score of the applicant. They can be applied for a tenure of up to 84 months.

Navi is a digital loan lending app that offers various financial products such as home loans, EMI payments, credit card, insurance and other ancillary services. Those interested in a personal loan can apply for a loan of up to Rs. 20 lakh via this app.

The application process of Navi is simple and quick. Once you create an account on the app, you can choose your loan amount, select your tenure, and enter a few other details. You also need to submit your PAN and Aadhaar numbers.

After you have made your decision, you can use the Navi app to receive the funds in your bank account. Unlike conventional lenders, Navi does not charge any additional fees for transferring money from your bank account to theirs.

Navi also provides a health insurance plan through its mobile app. Those looking for a loan with flexible terms and low EMIs can opt for a personal loan with Navi.

Another advantage of the Navi app is that it does not require collateral to get approved. This makes it a viable option for middle class families. It is also easy to get the money in your bank account in minutes.

While there are several other loan lending apps in the market, Navi is one of the few that provide an instant loan. In addition, there are few other features of the Navi loan app that are worth mentioning.

Navi Loan
  • Age 18 +
  • India citizen or permanent resident
  • Bank statement of salary account for the past two years
Obtaining methods
  • Credit/Debit card
  • Bank account
Nishi Khatri
Nishi Khatri
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Jagat Dev Swaminathan
Jagat Dev Swaminathan
I mainly use credit applications, there are usually more favorable interest rates and the process of obtaining a loan is easier
Hema Prakash
Hema Prakash
Good service from CreditMantri, answered all questions
Owais Hrishikesh Mehrotra
Owais Hrishikesh Mehrotra
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Pravin Bhai Dhillon
Pravin Bhai Dhillon
I liked the offer from CreditMantri the most. quickly and conveniently solved all the main nuances of the loan
Babita Darpan Gandhi
Babita Darpan Gandhi
This is not the first time I have taken a personal loan via the Internet, everything is fast and convenient
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